Student malpractice insurance is important

Do you think that a student malpractice insurancepolicy is a luxury for your child? If yes, then you need to think over the matter again. There are three main reasons to equip your child with a graduate student medical policywhen he goes abroad for further studies. In fact, it is obligatory to get one prior to sending your child abroad.

The first reason is the fact that most of the foreign universities have now made study abroad health plans a pre-requisite for entry into their campuses. This means that without a valid insurance policy, you cannot get admission to a desired or highly reputed college abroad. You need to get an insurance policy in India prior to heading out to a foreign university.

This will save you a good amount of money because insurance policies when purchased in foreign countries will extract a lot of money. This is due to the basic difference in currency dimensions.

The second reason is that you always want your child to stay healthy and away from potential health hazards. You would also want your child to get the best treatment abroad. However, sometimes you might feel helpless due to the exorbitant rates of health care treatments in foreign countries. This is where you would require getting a graduate student medical policy.These plans are designed in a way to offer you first rate protection during a health emergency abroad.The best part is that you don’t require spending any money to get the treatment. Everything will be taken care of by the study abroad health planscompany.

Third and the last reason is that you want to protect your child from all possible hazards that he might face when in a foreign country with no one to help him out. The student malpractice insurancepolicy will ensure well beingof your child without you having to run around. The policy will cover your child against many common problems such as bail bond assistance on time, third party damage and a lot more. This is really important to keep your child protected and safe always in a foreign nation.

Types Of Medical Malpractice

Nowadays, medical malpractice is often associated with failed cosmetic procedures carried out by professionals on celebrities and popular individuals. Nevertheless, what most people dont know is that these failed cosmetic procedures make up only a small portion of the wide array of errors that doctors accidentally or negligently commit in the medical world.

Medical malpractice occurs when a patient, instead of being cured from an illness, is harmed because of the prescriptions and procedures administered by a medical professional. In the USA, there were about 3,000 doctors who were sanctioned because of medical malpractice. This comprises around 1% of the total number of doctors who were stripped off their medical licenses. Moreover, there are a total of 90,000 patients who die because of negligent medical procedures.

Doctors commit medical malpractice in different cases. Failure of diagnosis refers to a doctors inability to correctly determine a patients medical condition. This can result in a misdiagnosis because of a physicians incompetent interpretation of medical examinations. Under the same circumstance, a competent and skillful doctor would have discovered a disease before it has reached its critical stage. The danger of failure to diagnose is the inability to give proper treatment which could have prevented the worsening of an ailment.

There are instances in which a doctor administers a medical procedure that must not have been given to a patient. This is a type of medical malpractice known as improper treatment. In ottawa personal injury lawyers say that a medical professional can also be sued for improper treatment if he/she has administered a medical procedure in a correct but incompetent way. Frequently, doctors who are involved in this type of malpractice treat illnesses which are not part of their specialized field.

Moreover, medical professionals, in carrying out medical operations, have the duty of informed consent. This means that they must let a patient know about the consequences of certain medical procedures. If a patient experiences physical pain and mental anguish after the operation without his or her prior knowledge in regard to the side effects, a doctor may be liable for failure of warning. According to ottawa personal injury lawyers, this is also a form of medical malpractice.

In ottawa personal injury lawyers highly encourage victims of medical malpractice to act upon unethical conduct of doctors and medical practitioners. Through this, medical professionals will be more careful in dealing with their patients, and in treating their patients medical conditions correctly.

Medical Malpractice or Simple Negligence?

A medical malpractice attorney needs to decide if he will accept a possible legal case. The potential lawsuit presented to him for consideration is as follows: A patient sustained a broken limb while hospitalized, through no fault of his own. Is the situation a case of actual medical malpractice, or just a case of simple negligence? The details of the case as well as the medical malpractice attorney's decision are included below. See if you agree with his decision.

A senior age male had been hospitalized and in bed for two days following a moderately serious surgery. All of the patient’s vital signs were recently stable. The patient had just begun to eat semi solid food but had complained of mild transient nausea after eating.

The treating physician had written orders for the patient to be ambulated on the third day. This was considered to be crucial for several reasons: to prevent blood clots in the legs and lungs, to prevent pneumonia, muscle weakness, and bedsores. This type of ambulation is considered to be within the standard of care.

On the third day, nursing staff attempted to assist the patient with standing up to walk, however, the patient stated that he was dizzy and nauseous, so the first attempt was aborted, the MD was notified and a second attempt was rescheduled. Later that day, the staff returned for another attempt at ambulation. The patient denied any dizziness or nausea so the nurse proceeded to assist the patient in waking. The patient subsequently fell and broke his ankle.

The patient and his family filed a lawsuit with a personal injury attorney who specialized in medical malpractice, claiming simple negligence against the nurse.

After reviewing the facts in the case, the medical malpractice attorney decided that this case would fall under the legal category of medical malpractice, not the category of “simple negligence.” The reasons for his classification are as follows:

The patient’s hospital chart documentation was legible, and detailed. It clearly demonstrated that the decision to get the patient up to walk was correct and safe and well within the standard of care. In order for medical negligence to be proven, there would have to be proof showing that the nurse’s actions were negligent and a direct cause of the injury.

R. Klettke is a freelance writer. He writes about personal injury and medical malpractice law and other matters of jurisprudence.

Note: This article is not intended to provide legal advice upon which you should rely in making any decisions regarding the instituting or prosecuting of a legal claim. Laws and rules relating to the bringing of a claim vary widely from state to state. You should always contact a personal injury attorney to obtain information as to the rules and the laws pertaining to any claim you might have.

Medical Malpractice Attorney - Hospital Malpractice

Hospital malpractice is an epidemic that causes serious injuries in patients every year. When a patient is admitted into a hospital for care, the utmost trust is instilled into the care the patient will receive during their stay. Unfortunately, patients may suffer from errors at the hospital which may necessitate the involvement of a medical malpractice attorney.

Hospital malpractice can occur not only at the hands of a doctor but also at the hands of nurses, technicians and other hospital staff. Statistics show that 33% of all of all medical malpractice lawsuits are attributed to non-surgeons. Negligence in a hospital setting can occur as a result either of an action erroneously performed or in the form of an action of omission. A medical malpractice attorney can help a family to work through the legal issues involved in such cases.

Examples of negligent actions in a hospital can range from a medication error, in that the wrong medication is given or not given in the proper doses, failure to properly monitor a patient's status, errors during surgical procedures, misdiagnosis of a person's illness, infections arising from a non-sterile hospital environment, injuries sustained during the birthing process, unnecessary procedures or procedures performed without a patient's consent, or even death.

The repercussions for a patient suffering from hospital malpractice can be devastating.

A patient may have to deal with increased amounts of pain and suffering, may have to endure additional medical treatment to correct the negligent act, may be subject to disfigurement of some kind or may be dealing with some type of disability as a result. The patient and family must also deal with the financial consequences as well such as the medical bills, lost wages and income, cost of care and even travel expenses if a patient receives care a long distance from family and loved ones.

As is typical with such a traumatic event, a family can be devastated in the wake of being victim to hospital negligence. Some issues that a family may be concerned with are elements needed to prove that negligence occurred, state specific laws governing medical malpractice lawsuits, and also what the statute of limitations are to bring such an action before a Court. These are just a few of the issues that an experienced medical malpractice attorney can help a family navigate when dealing with the pain and trauma of being a victim of hospital negligence.